Success Stories 

Caravan park to money train with share trading

Shaun and Sonya Lloyd’s Share Trading Story - June 2007

Shaun and Sonya Lloyd are a couple in their thirties with dreams to start a family, study and enjoy a career change.  Married last year, this Perth couple living in Thornlie have a financial vision to turn their $3,000* into enough money to support them through to achieving their dreams.  This financial vision has already seen them turn $3,000* into $12,000* in seven months through trading shares on the Australian stock market.

A couple of years ago they both realised that saving money was fruitless as they watched their hard earned savings disappear when they relocated to Perth from Darwin and bought a house.  Shaun worked 70 hours a week as a boiler maker on a gas plant and Sonya worked seven days a week as a hairdresser to save $40,000.*  This relocation saw them living in a tent to ensure their savings would stretch as far as possible.

Shaun said, “Saving does not work.  We watched all that hard work disappearing and we weren’t getting the rewards for all our hard work.”

After reading ‘Rich Dad Poor Dad’ by Robert Kiyosaki in their tent, the Lloyd’s knew they had to invest in their financial education so they didn’t have to rely on working long hours and banks to make their money. 

In February 2006, the Lloyd’s found themselves at a share trading seminar run by HomeTrader, Australia’s biggest financial market educator.  Shaun said, “The reason we took HomeTrader seriously was because of their focus on risk management and they showed real life examples of peoples’ trading results.” After their training, Shaun and Sonya felt they had a good comprehension of risk management.

They understood that in the stock market, losses are inevitable.  Shaun said, “Risk management is essential to minimise the size of your losses.   Initially, our risk profile was 3% of our trading float and this figure will continuously reduce to a target of 1.6%, as our float grows.  This is a risk management technique that works for us based on our float size.”  

After paper trading for a while, Shaun and Sonya placed their first trade in October 2006.  They opened an account with a Contracts for Difference (CFD) provider, with $3,000 and this has grown to $12,000.*  They trade 5 mechanical systems and may have 20 open trades at any one time.  In the morning they spend about 30 minutes placing their orders.  While Shaun is doing shift work, Sonya checks their results and the stock markets activity after the market closes, which takes about 30 minutes.

The Lloyd’s only trade CFDs as the brokerage is smaller and the profits are greater than trading fully paid ordinary shares.

Shaun said, “We never break the rules when it comes to risk management. Anyone that tries to out-smart the market will face big problems.”

Shaun and Sonya are positive that investing in education from HomeTrader will fund their other goals. They are confident that if their 300%* return rate continues they will be able to find financial freedom far sooner than they ever thought possible.

The Lloyd’s are excited that they have found a way to make money and this means they can spend more time doing the things they love like land-based shark fishing, mountain bike riding and four-wheel driving. Shaun now works as trainer at HomeTrader.

The Lloyd’s said, “Money and time were holding us back and now we have found a solution thanks to our financial market education.”

Remember that CFDs are geared and can result in losses that exceed your initial deposit. They may not be suitable for everyone, so please make sure that you fully understand the risks involved.

All testimonials are provided voluntarily, without payment, inducement or other benefits.

*Past performance is not a guarantee of future performance.